Savings Rates as of

Share Accounts ¹

      Dividend Rate   Annual Percentage Yield
Regular Passbook Savings (Share Accounts)     0.25%   0.25%
Share Draft Accounts     0.01%   0.01%
Market Share Accounts under $1,000   0.05%   0.05%
$1,000-$24,999   0.05%   0.05%
$25,000-$500,000   0.10%   0.10%
Individual Retirement Accounts (IRA) Passbook   2.00%   2.02%
Share Education   2.00%   2.02%

Dividends accrue on daily balance. Share and Share Draft Accounts dividends compound quarterly and rates may be adjusted quarterly. Market Share Accounts dividends compound monthly and rates may be adjusted monthly. Withdrawals from Share and Market Share Accounts are limited, as stated in truth in savings disclosure .

Share Certificates ¹

Time Minimum Dividend Rate Annual Percentage Yield
3 mo. $2,500 0.25% 0.25%
6 mo.* $1,000 0.50% 0.50%
1 year $500 0.75% 0.75%
2 year $500 1.00% 1.00%
3 year $500 1.50% 1.51%

IRA Share Certificates ¹

Time Dividend Rate Annual Percentage Yield
6mo. SC* 0.50% 0.50%
1 yr. SC 1.00% 1.00%

Dividends accrue on daily balance. 3 6 months SC dividends post at certificate maturity. 1 - 3 year SC dividends compound quarterly. Withdrawal before maturity subject to penalty, as stated in Truth-in-Savings Disclosure. Certificate rates are subject to change at any time.

*- 6 mo SC dividends may be withdrawn monthly.

¹-Current information may be different than shown.