Loan Rates as of

Mortgage Rates*

  Up to $417,000 Over $417,000 to $700,00
Loan to Value Ratio up to 80% LTV
(Condos & Townhomes included)
up to 80% LTV
  Rate APR Rate APR
5 yr. Balloon 30 yr. Amort. 3.50% 3.5717% 4.25% 4.2676%
12 yr. Balloon 30 yr. Amort. 4.50% 4.5381% 5.50% 5.5097%
15 yr. Fixed. 4.50% 4.5473% 5.50% 5.5119%
30 yr. Fixed 5.50% 5.5288% 5.95% 5.9538%
Jr. Mrtg. up to $200,000 5 yr. balloon 30 yr. amortization if 1st Mrtg. held by us 5.25% 5.3242%    

APR - Annual Percentage Rate.

Closing costs may apply.

Commercial Mortgages*

Call Mortgage Department for more information.

Loan Rates

Home Equity* 4.25% APR

  • 1.0% over prime with interest rate adjusted quarterly - every January, April, July and October 1st
  • up to 80% LTV
  • 10 years maturity
  • Minimum $10,000 / maximum $150,000
  • Certain restrictions apply, please call for more information

Commercial Lines of Credit*

Call Mortgage department for more information.

Auto Loan*

Loan Selection Rate
New car loan.
Max $35,000 Min $5,000
up to 60 months
0% down payment
2.95% - 4.75%
Used car loan.
Max $35,000 Min $5,000
up to 60 months
0% down payment
3.25% - 6.45%

Modification car loan fee is $50.00

Personal Loan*18.00% Rate

  • Up to 5 years
  • Maximum $2,500.00 without co-maker
  • Maximum $5,000.00 with co-maker

Secured Loan*2.5% higher than earned dividend rate

  • Up to 12 years on loan secured by shares
  • Up to maturity of SC when secured by SC
  • Maximum $100,000.00

* - current information may be different than shown