Loans

Selfreliance Ukrainian American Federal Credit Union (SUAFCU) provides a full range of loans to meet your financial needs:

  • Consumer loans
  • Several types of mortgage loans
  • Automobile loans
  • Business loans secured by real estate properties

Loans

Applying for a Loan at SUAFCU

When applying for any loan other than a loan secured by shares, you will need to fill out an application and complete a loan interview. To start the loan process, simply fill out a loan application, then call the nearest full service Credit Union office and make an appointment with a loan officer who will let you know what additional information may be required along with your loan application. If you are applying for a loan together with an acceptable co-signer, you both will need to fill out and sign the application.

The interest rate charged on your loan is not determined by your credit score.

Selfreliance UAFCU will use the predetermined credit score provided by the Credit Reporting Agency when reviewing a member's creditworthiness and repayment ability as qualification for any loan.

The Credit Committee will review mortgage loans and certain other loans at its weekly meetings. Some loans may be approved the same day.

Repaying your loan

Loans can be repaid:

  • On-line using DirectConnectsm
  • Automatic deduction from an existing account
  • In person at any SUAFCU office
  • By mail
  • Using the night depository box

Confidentiality

SUAFCU is committed to maintaining any and all members transactions and personal information confidential. The privacy of our member's document and account information is secure with us. The Credit Union strictly enforces all the requirements and regulations of the federal government with regards to maintaining the privacy of your documents and account information. Please refer to our Privacy Notice Disclosure for more complete details.

Member Credit Reports

You are entitled to request a free credit report from each of the three national credit union reporting companies every 12 months. According to the Federal Trade Commission, the ONLY authorized online source for you to get a free credit report under federal law is annualcreditreport.com. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report.