Loan Rates as of

Mortgage Rates*

Rates subject to change without notice.

Adjustable Rate Mortgage | Purchase/Refinance
up to $424,100
  Rate Points APR*
5/1 ARM % %
7/1 ARM % %


Fixed Rate | Purchase/Refinance
up to $424,100
  Rate Points APR*
30 yr. Fixed % %
15 yr. Fixed % %


Fixed Rate | Portfolio Purchase/Refinance
up to $424,100
  Rate Points APR*
30 yr. Fixed % %
25 yr. Fixed % %
15 yr. Fixed % %


Fixed Rate | Jumbo Portfolio Purchase/Refinance
$424,100 to $1,000,000
  Rate Points APR**
30 yr. Fixed % %
15 yr. Fixed % %
7 Yr. Bln, 30 Yr Am. % %


Fixed Rate | 2nd Residence
up to $417,000
  Rate Points APR*
30 yr. Fixed % %
7 Yr. Bln, 30 Yr Am. % %


Home Equity Line of Credit
$10,000 - $200,000
  Rate Points Current PRIME
80% CLTV; PRIME +0.5% % %


* - Based on a $100,000 Mortgage
** - Based on $424,100 Mortgage
APR - Annual Percentage Rate.
Closing costs may apply.

The 5/1 and 7/1 ARMs offer a fixed rate for the initial period of the loan and adjust to a one year ARM after that period. The interest rate and monthly payment may adjust annually based on the weekly average yield on United States Treasury securities adjusted to a constant maturity of 1 year (the index), plus a margin of 2.50 percentage points with a 2% annual change cap and a 5% life time cap.

5/1 ARM Payment for a $100,000 80% LTV loan with a 2.875% rate and 3.611% Annual Percentage Rate (APR), based on the current market condition, the payment schedule would be: 60 payments of $415 at an interest rate of 2.875% and 300 payments at $459 at an interest rate of 3.82%.

7/1 ARM Payment for a $100,000 80% LTV loan with a 3.250% rate and 3.681% Annual Percentage Rate (APR), based on the current market condition, the payment schedule would be: 84 payments of $435 at an interest rate of 3.250% and 276 payments at $461 at an interest rate of 3.82%.

Payment examples do not include taxes and insurance premiums.

Commercial Mortgages*

Call Mortgage Department for more information.

Commercial Lines of Credit*

Call Mortgage Department for more information.

Auto Loan*

Loan Selection Rate
New car loan.
Max $35,000 Min $5,000
up to 60 months
0% down payment
% - %
Used car loan.
Max $35,000 Min $5,000
up to 60 months
0% down payment
% - %

Modification car loan fee is $50.00

Secured Loan*2.5% higher than earned dividend rate

  • Up to 12 years on loan secured by shares
  • Up to maturity of SC when secured by SC
  • Maximum $100,000.00

* - current information may be different than shown