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Low rates, simple steps, big savings


Financed your car at a dealership? Our auto loan rates are 1-2 percentage points lower than the national average1. Re-financing your auto loan at a lower rate could save you thousands of dollars on your loan. Apply online in minutes and see how much you could save!

Low, fixed interest rates that beat industry averages

No penalty for paying off some or all of your loan early

Re-finance your higher rate auto loan and lower your monthly payments

Up to 0.50% rate reduction1 for members re-financing electric cars and switching to eStatements

Rates Calculator Re-finance Now

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Fast & Easy Re-financing

  1. Submit an application Complete our easy 7 min loan application online or by calling 888-222-8571.
  2. Discuss the details A Selfreliance representative will contact you to discuss how much you can save on your monthly payment and total interest charges by re-financing.
  3. Complete your loan documents Sign your new loan documents right from your phone, online or by visiting a local branch.
  4. Funds sent to lender The loan proceeds will be sent directly to the lender, paying off that loan in full.

Frequently Asked Questions

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Calculator Re-finance Now

Auto Insurance Program

Credit union members could save $665 on auto insurance!

Learn More about how you can save on auto insurance

1Members who buy an all-electric or plug-in electric vehicle receive up to 0.5 percent discount on the interest rate of their loan for a new or used vehicle. Search for alternative fuel vehicles here.

2 Not all applicants will qualify for the lowest Annual Percentage Rates (APR) shown. Annual Percentage Rate (APR) is based on an assessment of individual creditworthiness and our underwriting standards. For example, a new auto loan from the dealer for $50,000 with a 48-month term, 90% LTV (10% downpayment), and a borrower's credit score of 781, will currently have an APR of 5.99% and monthly payments of approximately $23 per $1,000. Current auto loan modification fee is $50. Auto loans are available for both new and used vehicles; models up to 4 years old may be financed up to 84-month term, models up to 7 years old may be financed up to 75-month term, models older than 7 years old may be financed up to 60 month-term. The minimum loan amount is $5,000; the maximum loan amount is $75,000. All Selfreliance FCU loan programs, rates, terms and conditions are subject to change at any time without notice.

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