Schedule of Fees and Charges
Member Service Fees
Fees and Charges effective as of 11/28/2020
| Service | Fee |
|---|---|
| Check deposited, returned unpaid | $25.00 |
| NSF Selfreliance FCU draft (check), ACH, or debit card transaction paid or returned | $30.00 |
| Daily overdraft fee beginning on the 8th consecutive day account is overdrawn | $5.00/day |
| Auto overdraft transfer | $5.00 |
| Stop payment on checks: in-person request Digital Banking |
$25.00 $20.00 |
| Check copies: in-person request Digital Banking |
$5.00 Free |
| Collection fee (Selfreliance FCU Drafts) | $30.00 |
| Outside collection item (US check) | $30.00 |
| Stop payment on Official check | $25.00 |
| Copy of Money Order, Official check, or Outside check | $5.00 |
| Official check, Money Order | $2.00 |
| Check Certification | $10.00 |
| Stale Official check & Money Order processing fee | $25.00 |
| Excessive withdrawals in non-transactional account (per item) | $25.00 |
| Non-member Check Cashing fee | $5.00/item |
| Account activity printout/monthly statement: in Person request Digital Banking |
$5.00 Free |
| Substitute 1099 or 1098 IRS reporting forms: in Person request Digital Banking |
$5.00 Free |
| Inactive Accounts (18months) | $5.00/month |
| Transfer IRA Funds to another institution | $30.00 |
| Account closed within 90 days of opening | $20.00 |
| Verification of Accounts | $10.00 |
| Incorrect address fee | $2.00/month |
| Account research (per hr.) | $25.00 |
| Cash Deposit Processing fee in excess of $25,000/month | $1.00/per $1,000.00 |
| Currency Request over $20,000.00 | 1.00% |
| Business Bulk coin count (over $25) | 3% |
| Letter of Credit | $200.00 |
| Letter of Credit renewal | $200.00 |
| Levies, Subpoenas | $75.00 |
| VISA® Debit foreign transaction fee: of each single currency transaction in US$ of each multiple currency transaction in US$ |
1.00% 1.00% |
| Cashing checks drawn on foreign bank | $30.00/check |
| Cashing Canadian checks in US$ or Canadian Dollars | $15.00/check |
Wire Transfer Fees
| Type of Transfer | Fee |
|---|---|
| Domestic | $30.00 |
| International | $40.00 |
| International in Foreign Currency | $40.00 |
| Incoming | $15.00 |
Special Services
| Type of Service | |
|---|---|
| Account Balance Inquiries | Free |
| Utility payments for members | Free |
| Notary Public/Signature Guarantee | Free |
| First 80 checks for new checking account | Free |
| ACH Origination, Cancellation, Update | Free |
| Loan, mortgage and VISA® fees available upon request | |
Safe Deposit Box Fees
Available at Chicago Ave., Chicago and Ryan Rd., Warren offices| Size | Fee |
|---|---|
| 3x5x25 | $20.00/yr |
| 5x5x25 | $25.00/yr |
| 3x10x25 | $30.00/yr |
| 5x10x25 | $40.00/yr |
| 10x10x25 | $55.00/yr |
| Key Deposit | $50.00 |
| Drilling Charge | $150.00 |
Online Account Access
| Service | |
|---|---|
| Digital Banking at Selfreliance.com: Account inquiry/transfers, view canceled checks, spreadsheet compatible account download *-Enrollment required | Free |
| Mobile Banking* available through Google Play Store or Apple App Store Account inquiry/transfers, view canceled checks, **remote deposit capture/mobile deposit. *-Enrollment required **-Account must be open at least 180 days, valid email and checking account required. Account must be in good standing with the credit union. | Free |
