VISA® Credit Card
Selfreliance FCU offers one of the best VISA® programs in the financial industry. Members can select one of five VISA® Credit Cards, with many beneficial features.
Our VISA® features:
- low fixed interest rate:
- VISA® Classic - 14.90% 
- VISA® Classic Secured - 14.90%
- VISA® Platinum - 9.90% 
- VISA®Platinum with Points - 11.90% 
- VISA® Platinum with Cash Back - 11.90%
- 25-day grace period - no interest if you pay off purchases within 25 days Please see our disclosure page for Consumer Credit Card Agreement and Disclosure.
To report a lost or stolen Credit Card call VISA® at 1.800.322.8472 or call Selfreliance FCU at 773.328.7500 ext. 296
Which card is right for you?
Members with no credit history can apply for a VISA® Classic, and start building their credit record. The credit limit can be as low as $500.00.
VISA® Classic is the Credit Card normally issued for members who are opening their first VISA® Credit account at Selfreliance FCU.
VISA® Platinum features the lowest interest rate on the standard card.
Also available is the VISA® Platinum, which allows members to earn Points towards various products.
VISA® Platinum is also available with a Cash Back feature for members in good standing with Selfreliance FCU, an excellent credit history, and with a higher credit limit.
Track your Credit Card use on-line
With DirectConnectsm members can view current account information such as their account balance, available credit, available cash, credit limit, and cash advance limit. They can also make payments on line, print statements and more.
How is the interest charge computed?
Interest charges for purchases and cash advances on VISA® Credit Cards are computed using the Average Daily Balance method (including new purchases). Interest is charged on a Cash Advance from the day it is processed, until the balance is paid in full, even on accounts where the balance is regularly paid off monthly.
Credit Card Fees
|Type of Fee||Fee|
|Annual Fee||$25.00 - Classic
NONE - Platinum
|Minimum Finance Charge||$0.50|
|Cash Advance Fee||NONE|
|Balance Transfer Fee||NONE|
|Late Payment Fee||$25.00|
|Return Check Fee||$25.00|
|Card Recovery Fee||$65.00|
|Emergency Replacement Card Fee||$150.00|