Earn cash as you shop!

Rate and Fees ^†

• 11.9% APR on Purchases, Cash Advance, and Balance Transfer
• No interest on purchases if balance is paid in full by the due date each month
• No Annual Fee
• No Foreign Transaction Fee
• No Cash Advance Fees
• Low Balance Transfer Fees

Cash Back

Put money back in your pocket- earn cash as you shop:

• 3% cash back at restaurants, on travel, and gas, and 2% cash back on grocery store purchases for the first $8,000 in combined purchases in these two categories annually
• 1% cash back on everything else

Travel Benefits

• Auto rental insurance - on a 24-hour basis for collision or theft damage automatically covers up to the actual cash value of most rental vehicles
• $150,000 Travel Accident Insurance - Whether traveling across the country or around the world, you and your family are automatically covered, when you use your card to purchase travel tickets
• Lost Luggage Reimbursement - Get up to $3,000 if your checked or carry-on baggage is lost
• Trip Cancellation/Trip Interruption - Life can be unpredictable: add peace of mind to your itinerary and get reimbursed up to $5,000 if your trip is cancelled

Security Features 

• Account Alerts – get an e-mail every time you make a purchase with your card
• Automated Fraud Alerts – Visa credit cards fraud monitoring
• Visa Zero Liability - means you’re protected if your card is lost or stolen
• Visa 3D Secure Fraud Protection - protects your credit card against unauthorized use when shopping online.

Technology Features 

• Chip Cards – a small yet powerful microprocessor that provides enhanced security and increased transaction speed
• Contactless pay - pay with the single tap of your card
• Online and Mobile Banking - easy digital tools to take control over your finances anytime anywhere
• Digital Wallet – pay with confidence through Apple Pay, Google Pay, Samsung Pay