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All offices will be closed April 21, 2019 in Observance of Easter.

Auto Loan

Selfreliance FCU has new and used auto loans with:

  • Flexible repayment terms to fit your budget;
  • Pre-qualification for qualified buyers;
Terms and conditions apply.

Requirements for Selfreliance FCU Auto Loan Applicants

  • Be a member of Selfreliance FCU, co-signer may be required
  • Live in Illinois, New Jersey or New York
  • Have a valid driver's license
  • Have full fire, theft and collision (physical damage) insurance coverage with a deductible of no more than $1000. An insurance binder listing Selfreliance FCU as loss payee must be presented to a loan officer before you receive your check
  • Vehicle must be registered to borrower
  • Final loan approval will be granted upon review and validation of the Bill of Sale

Selfreliance FCU never charges a pre-payment penalty, and interest is due only on the outstanding balance.

Auto loans are available for both new and used vehicles, with models up to 6 years old. The minimum loan amount is $5,000; the maximum loan amount is $50,000. Up to 60 months and 0% down payment. Annual Percentage Rate (APR) is based on an assessment of individual creditworthiness and our underwriting standards. For example, a new auto loan from the dealer for $50,000 with a 48-month term, 100% LTV, and a borrower's credit score of 730, currently, will have an APR of 3.75% and monthly payments of approximately $23 per $1,000. Current auto loan modification fee is $50. All Selfreliance FCU loan programs, rates, terms and conditions are subject to change at any time without notice.

For further information call us toll free at 888.222.8571.

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