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†Pricing and terms

No credit or poor credit? You may qualify for our VISA® Classic Secured and rebuild your credit score. Call 888.222.8571 for details

Rate and Fees

  • 14.9% APR on Purchases, Cash Advance, and Balance Transfer
  • No interest on purchases if balance is paid in full by the due date each month
  • $0 Annual Fee
  • No Cash Advance Fees
  • Low Balance Transfer Fees
  • No Foreign Transaction Fees

Travel Benefits

  • Auto rental insurance - on a 24-hour basis for collision or theft damage automatically covers up to the actual cash value of most rental vehicles
  • $150,000 Travel Accident Insurance - Whether traveling across the country or around the world, you and your family are automatically covered, when you use your card to purchase travel tickets.

Security Features 

  • Account Alerts – get an e-mail or a text every time you make a purchase with your card
  • Automated Fraud Alerts – Visa credit cards fraud monitoring
  • Visa Zero Liability - means you’re protected if your card is lost or stolen
  • Visa 3D Secure Fraud Protection - protects your credit card against unauthorized use when shopping online.

Technology Features 

  • Chip Cards – a small yet powerful microprocessor that provides enhanced security and increased transaction speed
  • Contactless pay - pay with the single tap of your card
  • Online and Mobile Banking - easy digital tools to take control over your finances anytime anywhere
  • Digital Wallet – pay with confidence through Apple Pay, Google Pay, Samsung Pay
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