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Because life should be rewarding!


Rate and Fees

  • 11.9% APR on Purchases, Cash Advance, and Balance Transfer
  • No interest on purchases if balance is paid in full by the due date each month
  • No Annual Fee
  • No Foreign Transaction Fee
  • No Cash Advance Fees
  • Low Balance Transfer Fees

Platinum Rewards

Put money back in your pocket- earn Rewards Points as you shop and redeem for brand-name merchandise and travel:

  • 3x Reward Points at restaurants, on travel, and gas, and 2x Points on grocery store purchases for the first $8,000 in combined purchases in these two categories annually
  • 1x Reward Points on everything else

Travel Benefits

  • Auto Rental Insurance - on a 24-hour basis for collision or theft damage automatically covers up to the actual cash value of most rental vehicles
  • $150,000 Travel Accident Insurance - Whether traveling across the country or around the world, you and your family are automatically covered, when you use your card to purchase travel tickets
  • Lost Luggage Reimbursement - Get up to $3,000 if your checked or carry-on baggage is lost
  • Trip Cancellation/Trip Interruption - Life can be unpredictable: add peace of mind to your itinerary and get reimbursed up to $5,000 if your trip is cancelled

Security Features 

  • Account Alerts – get an e-mail every time you make a purchase with your card
  • Automated Fraud Alerts – Visa monitors potential fraud by constantly scanning for suspicious activity
  • Visa Zero Liability - means you’re protected if your card is lost or stolen
  • Visa 3D Secure Fraud Protection - protects your credit card against unauthorized use when shopping online.

Technology Features 

  • Chip Cards – a small yet powerful microprocessor that provides enhanced security and increased transaction speed
  • Contactless pay - pay with the single tap of your card
  • Online and Mobile Banking - easy digital tools to take control over your finances anytime anywhere
  • Digital Wallet – pay with confidence through Apple Pay, Google Pay, Samsung Pay
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