Youth Checking at Selfreliance FCU
Selfreliance FCU starts young.
A Youth Checking Account & Debit Card for Ages 6–17
Give them the tools to start building financial independence with their own debit card and Digital Banking access, while you stay connected.
Already have a Youth Account? Manage the account and card through Digital Banking.
What Kids & Teens Get
- Their own debit cardfor eligible purchases in-store and online
- Their own Digital Banking loginto check balances and review transactions
- Age-based spending limitsdesigned for different stages
What Parents Get
- Account VisibilitySee balances and transaction activity.
- Transaction AlertsStay informed through available app, text, or email notifications.
- Card ControlsLock the card if it is lost or misplaced.
- Easy Money TransfersMove money into the Youth Account through available transfer options.
Designed to Grow With Them
The purchase and ATM withdrawal limits below are per day.
Youth Accounts are designed to help limit financial risk. Overdraft privilege, courtesy pay, wire transfers, Zelle® and Bill Pay are not available to members under 18.
85,000+ Fee-Free ATMs Nationwide
They can access cash at participating fee-free ATMs when they need it.
Find ATMs
Real-Life Money Lessons
With their own account, kids and teens can practice:
Common Questions
Who is eligible for a Youth Checking Account?
Youth Checking is available for members ages 6–17.
Does my child get their own Digital Banking login?
Yes. Each Youth Account holder can enroll in Digital Banking and access their account with their own login.
Can I see my child’s account activity?
Yes. Parents or guardians can stay connected to the account and view balances and transaction activity.
Are there monthly fees or minimum balance requirements?
There is no monthly service fee and no minimum balance requirement. A $5 minimum opening deposit is required to be held in the member’s savings account.
What happens when my child turns 18?
At age 18, the debit card limit increases to $5000 for purchases and $1000 for withdrawals. Additional banking features may become available, including overdraft privilege, courtesy pay, wire transfers, Zelle® and Bill Pay, subject to eligibility and applicable terms.
How do I open a Youth Checking Account?
Visit a Selfreliance FCU branch with your child. Bring identification and proof of address for the parent or guardian and child. A $5 minimum opening deposit is required to be held in the member’s savings account.
