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Dear members of USNEFCU, welcome to the Selfreliance Federal Credit Union family.

Welcome to the Selfreliance Family


Dear Valued Member,

We are delighted to announce that Ukrainian Selfreliance New England Federal Credit Union members have approved the merger with Selfreliance Federal Credit Union. We warmly welcome all USNEFCU members to the Selfreliance family, where you will join over 40,000 members with branches across Illinois, Michigan, and New Jersey. The integration process will commence shortly, with the operational merger scheduled for completion by early 2025.

During this transition period, please continue your financial transactions as usual. There will be no changes to the branch hours, and only minor adjustments to the products offered at former USNEFCU branches. We are excited to expand our presence into Wethersfield and New Britain, Connecticut, as well as Westfield, Massachusetts, as part of our ongoing commitment to delivering accessible financial services and supporting our vibrant Ukrainian American community.

Later this year, you can expect to receive detailed information about our integration plans, including new products and benefits planned for the coming year. Our priority is to ensure a seamless transition for you, and we welcome your questions and feedback. You can find answers to common queries in the FAQs section below. For any further inquiries, please do not hesitate to contact us at (860) 296-4714.

Thank you for your vote of confidence and trust in us. Welcome to the Selfreliance family! We look forward to serving you!

Vitaliy Kutnyy
President and CEO
Selfreliance Federal Credit Union

Frequently Asked Questions

What is my routing number? Is it still the same?
Yes. Your routing number is 211977498.
What does this mean for USNEFCU members?

The merger with Selfreliance Federal Credit Union aligns with Ukrainian Selfreliance New England Federal Credit Union values and promises an upgrade in service quality. Through this partnership, members can expect expanded access to new ATMs, products, and technologies, facilitated by a larger, stronger combined credit union. With a shared focus on member needs, this merger offers:

  1. Expanded Products and Services:
    Access to deposit and loan products often offered at more competitive level rates, a larger variety of services that smaller credit unions do not offer, business banking, investment property loans, and more.
  2. Improved Convenience and Account Access:
    Over 85,000 surcharge-free ATMs and extended call center hours for enhanced accessibility.
    Member Call Center:
    10:00 am – 7:00 pm EST Monday, Wednesday, Thursday
    10:00 am – 8:00 pm EST Tuesday and Friday
    10:00 am – 2:00 pm EST Saturday
    In addition, Selfreliance FCU offers in-branch instant-issue debit card eliminating the need to wait for the card to arrive in the mail and allowing members to start using their debit cards immediately.
  3. New Member Service Technologies:
    Access to modern online and mobile banking technologies:
    Discover additional self-service options by exploring the Selfreliance FCU website at
  4. Community Support:
    • Establishment of a "New England Community Support and Local Marketing Fund" to bolster community initiatives and marketing efforts, managed collaboratively by a dedicated advisory committee. An annual budget of $75,000 shall be allocated to the New England Fund.
    • Since 1951, Selfreliance Federal Credit Union has been a strong supporter of the Ukrainian community in the US. In 2005, the institution established the Selfreliance Foundation to focus on community initiatives. In 2023, during the full-scale invasion of Ukraine, Selfreliance FCU promptly responded to the urgent needs of Ukrainian immigrants, allocating $888,700 to support churches, organizations, and schools. Overall, the Selfreliance Foundation has donated $7,580,000 to aid the Ukrainian community. Additional information about the Selfreliance Foundation.
Will my deposits and accounts continue to be insured?
Yes! Selfreliance Federal Credit Union and Ukrainian Selfreliance New England Federal Credit Union are both federally insured by the National Credit Union Administration. After the partnership is completed, each Member will be federally insured to at least $250,000, which is backed by the full faith and credit of the federal government through the NCUA.
Will there be any changes to branch locations and services?
Yes! You will have access to more branches! All three existing locations of Ukrainian Selfreliance New England Federal Credit Union will become part of Selfreliance FCU’s nationwide branch locations. Visit to see all existing Selfreliance branches.
Will the branches be open on Saturday?
Yes! No immediate changes to the current scheduled hours. We plan to evaluate the expansion of hours after the operation merger.
Will the phone number be the same?
Branch phone numbers will remain unchanged.
When can I start utilizing Selfreliance FCU services and branches?
Once the operational merger is completed, members will have full access to all products and services rendered by Selfreliance Federal Credit Union. Stay tuned for updates.
When do you plan the operational merger?
We expect the operational merger to take place in Q1-2025. Stay tuned for updates.
Will our rates change or stay the same?
Selfreliance prides itself on offering very competitive deposit and loan rates. Soon after the merger approval, rates on Savings and Money Market accounts will be increased to match rates currently offered by Selfreliance FCU. Your existing certificate and loan rates will remain unchanged. New certificates and loans are subject to rates available at the time of application.
How will my credit and debit card be affected?
There will be no impact on the credit and debit cards until the operational merger is completed. Stay tuned for updates.
Will my account numbers, direct deposit, and checks stay the same?
There will be no impact on the account number, direct deposit and check until the operational merger is completed. Stay tuned for updates.
Will my online/mobile banking login be the same or change? What will happen with my existing automatic bill payments?
There will be no impact on online banking and bill pay systems until the operational merger is completed. Stay tuned for updates.
Will the fees be the same?
Selfreliance prides itself on providing services to members at low cost. The following services are free of charge: No monthly service fees on accounts, no overdraft fees, no overdraft protection transfer fees, no non-sufficient funds returned item fee, no online stop payment fee, no incoming wire fee, no fee for the first three official bank checks and money orders per month. Banking shouldn’t cost you money!

Please review our schedule of fees and charges for a comprehensive list of all charges.
Can I still access ATMs without additional fees?
After the operational merger occurs, you will have access to 85,000 surcharge-free ATMs nationwide that belong to the following networks: AllPoint, CO-OP, and Money Pass. Please visit to locate the nearest ATM.
Who should I contact if I have additional questions or concerns?
George Stachiw: or 860-296-4714.

We'll carefully review all our products to assess any potential changes. If there are any changes, we'll make sure to notify you well in advance, so you'll have time to adjust if needed. There might be some slight adjustments to certain fees. However, rest assured that if any fees do change, we'll provide full disclosure well before they come into effect, as we always do.

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Branch Contact Information

Wethersfield Office

21 Silas Deane Highway
Wethersfield, CT 06109

Tel: (860) 296-4714
Fax: (860) 296-3499

Hours of Operation
Monday: Closed
Tuesday: 2:00 PM - 7:00 PM
Wednesday: 2:00 PM - 7:00 PM
Thursday: 2:00 PM - 7:00 PM
Friday: 2:00 PM - 7:00 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed

New Britain Office

270 Broad Street
New Britain, CT 06053

Tel: (860) 801-6095
Fax: (860) 801-6120

Hours of Operation
Monday: Closed
Tuesday: 1:00 PM - 6:00 PM
Wednesday: 1:00 PM - 6:00 PM
Thursday: 1:00 PM - 6:00 PM
Friday: 1:00 PM - 6:00 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed

Westfield Office

103 North Elm Street
Westfield, MA 01085

Tel: (413) 568-4948
Fax: (413) 568-4747

Hours of Operation
Monday: Closed
Tuesday: 1:00 PM - 7:00 PM
Wednesday: 1:00 PM - 7:00 PM
Thursday: 1:00 PM - 7:00 PM
Friday: 1:00 PM - 7:00 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed

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